I think it's more than that actually, but still a great idea if you don't have subway or something under you. I finally met someone in real life that has that set up and it's a bit capital intensive even after the diffing. In about half of US you need a backup heating system for real cold spells.
In Scandinavia the summers provide loooong days. When it's sunny, there is SUCH a surplus of heat that could (in principle) be captured for wintertime use.