I'm most interested in the inverse... allowing customers to send us cash directly from their bank accounts for $.25 per transfer (instead of the bullshit credit card company fees). I'm sure there's some serious fraud implications that Stripe would have to deal with to ensure validity, but is that coming?
Network effects. :) I'm not going to swap stripe for balanced at this point, but would happily offer customers the ability to pay with a bank account if they prefer.
as a customer, why would I ever sign up for bank account payments vs card? with credit cards, one call to amex and a $5k charge gets instantly removed and I get the credit line adjustment, but with a checking account, this can take much longer and stuck cash-less for a while
We have customers who prefer paper invoicing. We're more B2B-ey. We could do their net30 payment terms all electronically, which would be a big plus for them.
It may be limiting to call the API object "Recipient" then. It precludes a bidirectional ACH object. Maybe "Bank Account" or something would have been more future proof.
I am more interested in making international payouts and we are looking at switching to envoyservices.com from PayPal/Manual bank transfers in a couple of months and switching entirely to stripe looks attractive
