I haven't ever been mugged, either. But that guy will probably only clean me out once in our lifetimes. My spouse has taken more cash from me than I care to admit.
Be warned, single folks.
You won't just lose cash to faceless thieves in dark alleyways. It will disappear into birthday cards, pizza deliverator tips, bribes to children, and other countless, petty, unnecessary, and off-budget expenses. That is where the card advantage comes in. It has your name on it, and you will more easily notice if someone uses it without your consent.
It's hardly worth worrying about strangers stealing your money when everyone in your family has a thumb in your wallet 24 hours a day. The additional friction in the transaction process for cards is actually an advantage there. If they made a payments processing system that somehow involved the buyer carrying around a 10kg block of stone everywhere, I'd sign up for that in an instant. I don't care if it makes it more inconvenient for me to spend money, just so long as it is much worse for everyone else.
Be warned, single folks.
You won't just lose cash to faceless thieves in dark alleyways. It will disappear into birthday cards, pizza deliverator tips, bribes to children, and other countless, petty, unnecessary, and off-budget expenses. That is where the card advantage comes in. It has your name on it, and you will more easily notice if someone uses it without your consent.
It's hardly worth worrying about strangers stealing your money when everyone in your family has a thumb in your wallet 24 hours a day. The additional friction in the transaction process for cards is actually an advantage there. If they made a payments processing system that somehow involved the buyer carrying around a 10kg block of stone everywhere, I'd sign up for that in an instant. I don't care if it makes it more inconvenient for me to spend money, just so long as it is much worse for everyone else.